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Nutella, explain how you put $60k per year in your 401k

Not calling you out. I am genuinely curious how you get arou...
community_account
  06/21/18
Not possible unless she was self employed which I dont think...
,.,,..,.,,.,.,:,,:,...,:::,..,.,.:...:.,:.::,.
  06/21/18
If you had employer match you are allowed to go above the 18...
community_account
  06/21/18
yes. i believe the total allowable contribution is more than...
slimp
  06/21/18
yep, regular employees dont realize this, there are so many ...
,.,,..,.,,.,.,:,,:,...,:::,..,.,.:...:.,:.::,.
  06/21/18
nutella is always winning
ggtp
  06/21/18
Employer match/contributions.
ESL TM..,..;;.
  06/21/18
I have $37k after 100% employer match and my husband has $25...
nutella
  06/21/18
lol at 100% match, thats 180 and lol at including birdshi...
,.,,..,.,,.,.,:,,:,...,:::,..,.,.:...:.,:.::,.
  06/21/18
I have 100% match too. Wife has 50% match but on a slightly...
ESL TM..,..;;.
  06/21/18
How do you have an in-house job as a litigator that pays yo...
community_account
  06/21/18
gave good head to HANDSOME old joo?
,.,,..,.,,.,.,:,,:,...,:::,..,.,.:...:.,:.::,.
  06/21/18
Get lucky. Also when i interviewed, I knew a bunch of the...
nutella
  06/21/18
I wish could suck dick and get 100%matching
one note antisemite
  06/21/18
100% matching isn't that rare
ESL TM..,..;;.
  06/21/18
Try 800k+
Judas Jones
  06/21/18
remember when she just dropped the 75K in SPX about Jan 10? ...
Slime Wall Climber
  06/21/18
??? Just looked at my account. I put $20k in on 1/30. T...
nutella
  06/21/18
u shld have overall gain cause the 75k purchase was in the d...
,.,,..,.,,.,.,:,,:,...,:::,..,.,.:...:.,:.::,.
  06/21/18
I also put money into total intl stock during feb, March whi...
nutella
  06/21/18
are u kidding? let me find that thread.
Slime Wall Climber
  06/21/18
Jan 10th ish would’ve been better than 1/30 anyway since mar...
nutella
  06/21/18
i can't find the thread, but in it various posters, includin...
Slime Wall Climber
  06/21/18
there is always a chance of some kind of blow off top, in FA...
Slime Wall Climber
  06/21/18


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Reply Favorite

Date: June 21st, 2018 11:44 AM
Author: community_account

Not calling you out. I am genuinely curious how you get around limit of 18k per person because i want to do that too.

http://www.autoadmit.com/thread.php?thread_id=4006623&forum_id=2#36280083



(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284221)



Reply Favorite

Date: June 21st, 2018 11:47 AM
Author: ,.,,..,.,,.,.,:,,:,...,:::,..,.,.:...:.,:.::,.


Not possible unless she was self employed which I dont think she was. If ur selfemploymo u can put 18k plus 25% of your wages as an ER contribution up to some cap I cant remember, 50k or something. Or maybe there is no cap. Some years I put over 30k into my 401k, its 180

Oh it may have been possible she did 60k if her ER did an insane match.

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284248)



Reply Favorite

Date: June 21st, 2018 11:50 AM
Author: community_account

If you had employer match you are allowed to go above the 18.5k limit?

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284283)



Reply Favorite

Date: June 21st, 2018 11:52 AM
Author: slimp

yes. i believe the total allowable contribution is more than double than your personal limit.

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284306)



Reply Favorite

Date: June 21st, 2018 11:54 AM
Author: ,.,,..,.,,.,.,:,,:,...,:::,..,.,.:...:.,:.::,.


yep, regular employees dont realize this, there are so many tax benefits to being a solo, once i calcualted that if i made 175k as an employee in a firm its equal to making just 125k as a solo post tax

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284318)



Reply Favorite

Date: June 21st, 2018 11:47 AM
Author: ggtp (ggtp)

nutella is always winning

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284260)



Reply Favorite

Date: June 21st, 2018 11:49 AM
Author: ESL TM..,..;;.

Employer match/contributions.

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284270)



Reply Favorite

Date: June 21st, 2018 11:51 AM
Author: nutella

I have $37k after 100% employer match and my husband has $25k after match each year.

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284294)



Reply Favorite

Date: June 21st, 2018 11:54 AM
Author: ,.,,..,.,,.,.,:,,:,...,:::,..,.,.:...:.,:.::,.


lol at 100% match, thats 180

and lol at including birdshit husband in ur 401k contribution



(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284322)



Reply Favorite

Date: June 21st, 2018 12:42 PM
Author: ESL TM..,..;;.

I have 100% match too. Wife has 50% match but on a slightly higher number.

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284682)



Reply Favorite

Date: June 21st, 2018 11:59 AM
Author: community_account

How do you have an in-house job as a litigator that pays you $400k+ and 100% 401k match?

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284350)



Reply Favorite

Date: June 21st, 2018 12:00 PM
Author: ,.,,..,.,,.,.,:,,:,...,:::,..,.,.:...:.,:.::,.


gave good head to HANDSOME old joo?

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284357)



Reply Favorite

Date: June 21st, 2018 12:30 PM
Author: nutella

Get lucky.

Also when i interviewed, I knew a bunch of the same people as the interviewers through alumni connections. That prob helped a little.

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284584)



Reply Favorite

Date: June 21st, 2018 12:40 PM
Author: one note antisemite

I wish could suck dick and get 100%matching

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284666)



Reply Favorite

Date: June 21st, 2018 1:34 PM
Author: ESL TM..,..;;.

100% matching isn't that rare

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284963)



Reply Favorite

Date: June 21st, 2018 12:40 PM
Author: Judas Jones

Try 800k+

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284670)



Reply Favorite

Date: June 21st, 2018 12:33 PM
Author: Slime Wall Climber

remember when she just dropped the 75K in SPX about Jan 10? LOL that will be a classic thread. its already a classic.

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284605)



Reply Favorite

Date: June 21st, 2018 12:44 PM
Author: nutella

???

Just looked at my account. I put $20k in on 1/30. Then I put $75k in btwn 2/5-9, $60k btwn 3/21-23 and $30k on 4/2.

I’ve tax loss harvested the 1/30 trade.

One can never time the market successfully but DCA is less stressful for me than putting in all my money at once in December. this will all be a wash in 30 years.

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284697)



Reply Favorite

Date: June 21st, 2018 12:46 PM
Author: ,.,,..,.,,.,.,:,,:,...,:::,..,.,.:...:.,:.::,.


u shld have overall gain cause the 75k purchase was in the downturn... ?

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284717)



Reply Favorite

Date: June 21st, 2018 1:06 PM
Author: nutella

I also put money into total intl stock during feb, March which is down overall.

Prob time to put another $25k into intl.

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284853)



Reply Favorite

Date: June 21st, 2018 1:20 PM
Author: Slime Wall Climber

are u kidding? let me find that thread.

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284906)



Reply Favorite

Date: June 21st, 2018 1:31 PM
Author: nutella

Jan 10th ish would’ve been better than 1/30 anyway since market was still 2800+ at the time. I bought 20k when it dropped around 1% because I didn’t know when the market would drop again. Lost a bunch and tax loss harvested on 3/23.

people were making fun of me for not putting in all my money into the market in late-dec. of course that changed in feb and March when it went sub-2600 and below dec levels.

Nobody can market time properly. I try to buy on dips and it doesn’t always work. I know that. Still too stressful for me to put in $200-250k at once. It won’t matter much over time.

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284949)



Reply Favorite

Date: June 21st, 2018 1:26 PM
Author: Slime Wall Climber

i can't find the thread, but in it various posters, including yourself were bragging about putting money to work in market sometime in mid to possibly late Jan. i kept saying you were gonna get nigga wake ups and not make a dime on it at the current lvl's. this was just before we crashed in Feb.

protip: you can still get out.

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284930)



Reply Favorite

Date: June 21st, 2018 1:30 PM
Author: Slime Wall Climber

there is always a chance of some kind of blow off top, in FANG stocks, but as always happens, this will end badly.

i think we have already seen the blow off top in DOW Jones stocks and probably SPX. Russell 2K is currently blown out on the monthly as well. usually Russell will top first, but things have become uncorrelated as of late.

(http://www.autoadmit.com/thread.php?thread_id=4007187&forum_id=2#36284942)